I think I'm in the same boat as a lot of people with regards to this exercise. I think so many of the numbers I was putting in were hypotheticals at this point. It's hard to know what kind of income I'll be making, and my possible spouse (especially in the economy we're living in today).
The exercise did bring up the issue that once I do start working for salary and I'm in a position to start putting away money for retirement, I better figure out what all of it means!
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